Safe to install
Streamlined Borrowing with Lotus Loan

Lotus Loan offers a user-friendly platform for managing personal loans, providing intuitive features that simplify the borrowing process.
Innovative. Passionate. Customer-centric. This encapsulates the essence of Lotus Loan.
Are you in need of a straightforward loan but lack credit history or collateral? The Quick Loan service offered by Lotus Loan is designed for you. With approval possible in just minutes, you can apply for a loan of up to Bs.10,000 based on your requirements.
The name "Quick" underscores the simplicity of the process – approval requires only a valid identification document!
One of the key advantages of obtaining a loan through Lotus Loan is the ability to access and manage all your information via their application, with real-time withdrawal of the total loan amount. Additionally, there are no cancellation fees or penalties for early repayment.
Loan Features of Lotus Loan:
- Fast approval and immediate disbursement to your bank account.
- No credit history required and no collateral needed.
- Minimal documentation: just a valid identification document.
- Fully digital – access all loan information through the app.
- Total loan amount disbursed in real-time.
- One bank account for both application and cash disbursement.
- No fees for cancellation or early repayment.
Quick Loan Terms:
- Loan amount: up to Bs.10,000.
- Loan term: 91 days to 360 days.
- Maximum Annual Equivalent Rate (TAE): 23.8%.
Example of Quick Loan:
- Loan amount: Bs.10,000
- Term: 180 days
- TAE: 30%
- Interest: Bs.1,000 (Bs.10,000 * 20% * 180/360)
- Total repayment amount: Bs.11,000
Who Can Register as a User of Lotus Loan:
- Must be 18 years or older.
- A valid email address is required.
- A valid mobile number is necessary.
Contact Information for Lotus Loan:
Email: [email protected]
Overview
Lotus Loan is a Freeware software in the category Business developed by Darius Heath Taylor.
The latest version of Lotus Loan is currently unknown. It was initially added to our database on 12/27/2024.
Lotus Loan runs on the following operating systems: Android.
Lotus Loan has not been rated by our users yet.
Pros
- Easy to use interface that simplifies the loan application process.
- Offers competitive interest rates compared to traditional banks.
- Quick approval and funding times, helping users access funds faster.
- Provides flexible repayment options tailored to individual needs.
- Customer support is responsive and helpful, assisting users with questions and concerns.
Cons
- Limited availability in certain regions, which may restrict access for some users.
- Higher fees associated with loan origination and servicing compared to other platforms.
- The application may require a significant amount of documentation and verification.
- Interest rates may increase for users with lower credit scores, making loans more expensive.
- Lack of physical locations for support, relying solely on online or phone assistance.

Boris Weber
I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.
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